On completion of your online application documentation will be available immediately, this means no more waiting for post or emails to gain access to your documents.
You will also be prompted to create a customer zone account, your documents will be saved securely there for the life of the policy, they will then be available to you 24 hours a day seven days a week , the customer zone works on most mobile devices meaning you will have access to your documents when on the move!Back to top
Do not worry if you lose your policy documents. Your insurance policy is available online in our customer zone, so you can always print out another copy if you need to do so. Just follow the customer zone links. If you can't remember your password just use the forgotten password link and we'll help you set up a new one.
Any problems just give us a call.Back to top
As a general rule you can cancel your policy at any time; however, cancellation terms vary between insurers so you should check the policy wording.
The insurer will normally charge you for any time on risk (where you have been covered and could have made a claim) plus an administration fee. Of course if you have made a claim then you should expect to pay for the policy in full.Back to top
As soon as you can, you should let us know so that we can amend your policy documents and send you a new certificate of insurance.Back to top
Yes please it is important that we have up to date contact details on file, both in case you have to make a claim and to make sure we can send you your renewal documents when the time comes. Especially important is that you let us know your current email address.Back to top
Once you have sold your caravan you no longer have an "insurable interest" in it, so you should contact us as soon as you can to arrange for the policy to be cancelled. Usually the insurer will return any premiums after subtracting cancellation fees and time on risk charges.
The new owner will need to take out their own policy, but why not refer them to us as we will pay you an introducer fee for any policy subsequently taken out.Back to top
Normally you won't need to take out a new policy when you change caravans, simply contact us and we will amend your existing policy. You don't need to cancel your policy. Depending on the specification of your new caravan you may have to pay an additional premium. If you are paying by direct debit this can usually be added to your monthly payments.Back to top
In the event you need to make a claim telephone the insurer as soon as you can. The claim line telephone number is printed on your certificate of insurance. If you don't have that to hand you can always go to the customer zone on the website, from there you can download a new set of documents. Alternatively just give us a call and we'll help get the claim registered for you.Back to top
This will depend upon the level of cover you selected when you bought your policy. If you selected Friends & Family cover then you will be OK. It's important to check that you have the correct level of cover on your policy BEFORE lending your caravan, or else in the event of loss or damage you may not be covered.
The level of cover will be shown on your policy certificate, which you can access in our customer zone. Alternatively just give us a call and we'll check for you.
If you did not select Friends & Family cover initially, don't worry it can be added mid-term if you just give us a call.Back to top
You have 14 days from the start date when you can cancel this policy for no fee. If you cancel back to the start date, we will refund what you've paid in full, provided no claims have occurred.Back to top
It is our intention to provide you with a high level of customer service at all times, however, if you wish to register a complaint, please contact us:
If your complaint relates to a policy underwritten by an insurer at Lloyd¢â‚¬â„¢s please note that in some circumstances we may not be authorised to handle your complaint and will need to pass this onto your insurer. Please refer to your policy wording for full details of the complaints procedure in relation to your policy.
Details of Lloyd¢â‚¬â„¢s complaints procedures are set out in a leaflet ¢â‚¬Å“HOW WE WILL HANDLE YOUR COMPLAINT¢â‚¬Â available at www.lloyds.com/complaints and also available from the address below.
Where we hold authority to handle your complaint on behalf of an insurer at Lloyd¢â‚¬â„¢s and you are dissatisfied with the response that you receive from us, you can refer your complaint to Lloyd¢â‚¬â„¢s. Lloyd¢â‚¬â„¢s will investigate the matter and provide a final response. Lloyd's contact details are as follows:
Ultimately, should you remain dissatisfied with the response from any of the above, you may, if you are eligible, refer your complaint to the Financial Ombudsman Service (FOS). http://www.financial-ombudsman.org.uk/
If you wish to complain about an insurance policy purchased online you may be able to use the European Commission's Online Dispute Resolution platform, which can be found at the following address: https://ec.europa.eu/consumers/odrBack to top
Support is available if you are an existing customer and are experiencing financial difficulties due to the current situation.
Please contact ourselves to see what support we are able to offer. We can look at;